State Farm® Insurance Agent Stacy Clark

"Fast and easy help with policy. Insurance was very reasonably priced and good coverage."

"State Farm, Stacy Clark, Connie and the entire team have been exceptionally helpful in meeting our insurance needs. If ever, we need to reach them - they are always willing and able to answer our concerns/questions. Very easy to communicate and we are satisfied customers. Thank you!"

"I've had my car insurance with State Farm in Prentiss, MS for years and known Connie for decades! Any time I've had a problem like car repair after an accident or roadside assistance they've always been there for me! It makes life easier."

"Awesome service"

"I always get outstanding service from Connie at State Farm, Stacy Clark gency"

"It's been a pleasure doing business with Connie at Stacy Clark - State Farm Insurance."

"Ms. Stacy and her crew are awesome. I have been dealing with them for about 10 years at this point and I couldn't ask for a better insurance agency. Thank you Ms Connie for setting me up my first day."

"They are the absolute best!"

"State Farm (in general) has been excellent following this accident and life changing event.
Stacy Clark and her team has been exceptional with making sure my coverage needs are met. They are extremely easy to communicate. I am one satisfied customer."

"I will always recommend State Farm.
Mrs. Stacy & Mrs. Connie have always went above & beyond for me every time I've needed their help.
I've always gotten multiple quotes when searching for Insurance, whether it be Auto, Home, etc. & State Farm has always offered the best coverage for the best price."

"Best Agent around great service always helpful. Stacey & Connie always go the extra mile to help ❤️ Couldn’t ask for a better Agent"

"Love the service providers, whenever i have a question or concern they are just one text message/call away! Ms. Stacey has been a great help at State Farm"

"I applied for State Farm homeowners insurance and was flat-out denied based on my credit score—no inspection, no property evaluation, no legitimate underwriting. Just a generic denial letter that gave me no real reason or path forward.

Then, 75 days later, my house was destroyed by a tornado.

I reached back out to the same agent, Stacy Clark, who told me—in front of witnesses—that if I could locate the original denial letter, she would “make it right.” That gave me hope… for a minute. I found the letter and mailed it to her—certified, with proof. And I followed up.

Nothing. No returned calls. No updated quote. No action at all.

It’s now been months, and I am still living in unsafe, unsanitary, and unsecure conditions, without coverage, while my neighbors are rebuilding. I’ve lost time, money, security—and most of all—faith in the system.

And here’s the kicker: State Farm broke the law.

❌ Fair Credit Reporting Act (15 USC § 1681m) requires a proper adverse action notice when credit is used to deny coverage. State Farm gave me no details, no scoring factors, no way to dispute anything.

❌ Mississippi Code § 83-5-35 prohibits unfair trade practices—like denying coverage without valid underwriting or misrepresenting facts.

❌ Mississippi Code § 83-2-7 requires that insurance decisions follow fair, consistent guidelines and not discriminate arbitrarily.

❌ Even the NAIC model rules require disclosure of how credit is used—and an opportunity to correct it. That never happened.

And I’m not alone. Courts have crushed companies for behavior just like this:

🔹 Estate of Minor v. USAA (MS): $10M+ awarded for post-disaster bad faith
🔹 Heritage Props. v. Ironshore (MS): Bad faith claim upheld after denial letter misrepresentation
🔹 State Farm v. Campbell (US Sup. Ct.): $145M in punitive damages for deliberate mishandling of claims
🔹 Shannen Doherty v. State Farm: $6.3M awarded for underpayment of a fire claim
🔹 GEICO & Shelter Mutual cases: Awards from $1M to $14M for bad-faith denials and delays

So if you're reading this thinking "that won’t happen to me"—you’re wrong. This isn’t a one-off. This is a company that denies protection before disaster strikes, then ghosts you after the damage is done.

My next step? Formal complaints to the Mississippi Insurance Commissioner, Consumer Financial Protection Bureau, and civil litigation under Mississippi Code § 83-5-45, which specifically protects against insurer misconduct and bad-faith denial.
If they don’t step up, I will go federal. I’m documenting everything for the CFPB, the Attorney General, and if needed, the courts.

State Farm doesn’t just fail their customers—they fail their applicants, too.

I wasn’t asking for a handout. I was asking for coverage I qualified for. And when disaster came, they were nowhere to be found.

🛑 You can’t count on State Farm to be there when it matters.

📢 Let this review be your warning."

"Stacy and her staff are so wonderful.
They are always helpful with all of our car insurance needs. From a gentle reminder for payment to a quick resolution with car accident claims.
You guys are the BEST!!"

"Stacy and her team are fantastic! Super professional, easy to work with, and really go the extra mile. Highly recommend her for all of your insurance needs."

"Always polite, quick to respond, and professional. Stacy and her team are the best at customer service. Thanks to you all."

"Inquired about homeowner's quote for my 96 year old mother's home. Agent Bayles was extremely helpful and very knowledgeable. She explained the best options available and got the quote to me the next day."

"Exceptional customer service, great rates."

"Wonderful customer service."

"Awesome customer service and support! #1 Insurance office!"

"The easiest insurance agent I’ve ever dealt with. Easy to get in touch with, great communication, and they handle everything in a timely manner."

"This is the best insurance team out there 100%. Don’t waste your time looking elsewhere. Thank you Stacy and your team."

"Its always a pleasure."

"Very friendly and knowledgeable people. Excellent service. A+++++ Agent."

"good response. Good details. Price not competitive enough"